Requirements for a Personal Credit (Small Loan)

Introduction

Applying for a personal credit (small loan) with Nequi is simplified through the app, designed to support your financial growth. Understanding the specific requirements ensures a smooth approval process while empowering your financial needs securely and conveniently.

Eligibility Criteria

To qualify, you must be a registered Nequi user with an active account, meet the minimum age requirement, and have a positive transaction and account history reflecting responsible financial behavior.

Identity Verification

Nequi requires identity verification through official documents and may ask for additional paperwork to comply with security standards and regulatory policies before granting personal credit.

Application Process

• Open the Nequi app and navigate to the Loans or Personal Credit section.
• Review the tailored loan offers based on your profile and select the most suitable option.
• Submit required documents and complete identity verification steps within the app.
• Agree to the terms and conditions, then finalize your loan application for review and approval.

Loan Terms and Conditions

Nequi provides personalized loan terms, including interest rates, payment schedules, and repayment options. Review these carefully within the app before acceptance to ensure they align with your financial goals.

Conclusion

Meeting all the requirements and understanding the application process enables Nequi users to access personal credit confidently. The app’s user-friendly design and tailored offers empower you to make informed financial decisions for your future.